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I was lucky enough to get two very good educations. A practical one which taught me the value of hard work, and a scientific one which gave me a diploma of engineering in computing.

But none of them taught me how to reach financial freedom coupled with a good lifestyle... This part, I had to learn by myself, continuously improving on my mistakes.

For example, I acquired this idealistic villa with pool and palms more than a decade ago. Oh no! Do not start thinking that I bought it after becoming mega-rich... No! I got it as a result of convincing myself (and the bank!) that I could own it, despite all evidences suggesting otherwise.

Likewise, each time I managed to change my mindset, many new opportunities opened-up.

I openly discussed and revealed most of what I learned in my book Out of the Rat Race. I hope you will find the time to read it, learn from it, and apply a few of these techniques for your own benefit.

As you will understand from the book, I use an awful lot of financial simulators to assess deals. My first gift to you is a few selected, entry level but free-to-use, financial calculators, which you can find on this website. I won't even ask for your email in return, and I do not store any of your data on my server. You are welcome to play with them, pass them along to others, or even embed them into your blogs or website.

In addition, I write a small article every end of week, about anything related to finance or self help. Subscribe here if you'd like to ensure receiving these refreshing views generally on the week-end.

Thank you for your time, and I hope to hear from you. I have so much more to offer!