Get this book on amazon today!

Out of the Rat Race

My dear friend, want it or not, there is a very high likelihood that you are in a Rat Race...

Out of the Rat Race Book

...and every now and then, as you run on the same bloody track, you are reminded of this simple choice:

Lifestyle first?
Financially Free first?
or Racing till the end?
Read this book if you'd like to run on a different track!
Book content

AmazonUKFranceThe first 50 reviews of the book on Amazon will get a lifetime access to all financial simulators developed on this website. Just drop me an email to confirm your review.

Over 25 years of learned experiences condensed in 330 pages

My journey started by participating in start-up projects. As it looped from challenges to opportunities, I discovered a few fundamentals in life which I now share with you in "Out of the Rat Race - the Quest for Financial Freedom" through many stories.

The first one, relating to financial independence, is that income is what matters. Capital can be eroded by inflation, mis-allocated by inexperience, or spent by vanity. A steady passive income for life matters a lot more, so this is what you need to engineer for yourself and your family. I will help you do this.

The second one is that strong human values and grounded life principles matter even more than income, because your future passive income is just a consequence of these. Therefore, you have to work relentlessly on yourself to become a better person. I will also help you ask the right questions.

And finally, the third one is that a meaningful purpose in life transcends all of this. You should never lose track of purpose because it is what could deliver the most rewarding exit of the Rat Race you would ever dream of. But that is for you to discover...

Welcome to my Journey!

Book extract and content

There are many rewarding games at your disposal. If you have decided you'd like to exit the Rat Race through the financial freedom door, first you need a plan (knowledge, tools and principles), but second and most importantly, you need to play the damn games.

My dear friend,

You are about to embark on a journey, you have no idea! Do you really think it is plain sailing ahead? It is by struggling and failing and falling and getting back up that you will achieve your most ambitious and dearest projects. You think you know what they are? You have no idea! Life will change them, and life will change you.

Sit down a moment. Give me just a few hours now, for a lifetime of learning. Here is the deal and my present to you. This book is for you. It is a condensed story of the most important lessons I learned in the last twenty-five years. Some experience and wisdom that can make the difference to your very own next twenty-five years. A promise to make you a better person in a few hours' time.

As you are clearing all hurdles, fast and furious, without any second thought, just pay attention for once. You will have plenty of time in your life to achieve what you want and more, but first and foremost, you need to understand the world around you and the world inside you. What do you stand for? Which achievements will stand true to your values? Can you engineer your future life? I know, you think you should not bother with these questions. But that's exactly why you need me now. Getting clarity on such simple questions will determine the direction of the track on which you run. And let me tell you this right now: it's bloody important to run on the right track!

Listen carefully my friend: there are many things you take for granted, but you should not. Even the little spare cash you have in your pocket, you think you know what it is, but really... you have no idea!

Let's cut to the chase. I will now give you all the material you will ever need on your arduous journey to pause, reflect, analyse, take action, succeed, accept failure, learn, and improve beyond all your expectations, so that you get financially free, out of the Rat Race, and become the best possible person you could ever be. This book is your guide. As you mature and understand the world better, open it again and in the light of your new experiences and wisdom, you will be surprised to discover a treasure of new valuable lessons.

So here it is. Do you really want to get out of the Rat Race and be financially free starting from nothing and nowhere? I am afraid there is no shortcut. Only your best friend's advice.

What are you waiting for?

Sit down, relax, and turn the bloody page!

Yours truly

Eric

BOOK CONTENT

ABOUT THE AUTHORXIA LETTER TO MY YOUNGER SELFXII

Ground Zero

STEP 1: WHAT WAS HE THINKING?2STEP 2: A FARM FOR A POT OF HONEY3STEP 3: INVEST LIKE A LADY6STEP 4: FOUNDATIONS ARE DUE A RESET8

Foundations - money

STEP 5: THE INVENTION OF COINS12STEP 6: THE INVENTION OF NOTES14STEP 7: THE INVENTION OF LOANS16STEP 8: THE INVENTION OF TAX19STEP 9: THE INVENTION OF INFLATION21STEP 10: THE INVENTION OF INTEREST23STEP 11: THE INVENTION OF BANKS29STEP 12: THE INVENTION OF CREDIT32STEP 13: FRACTIONAL BANKING34STEP 14: AND MONEY BECOMES TRUST40STEP 15: DEREGULATION AND GLOBALISATION42STEP 16: THE ALCHEMISTS45STEP 17: INTO DEBT49

Foundations - attitude

STEP 18: DO NOT GET INTO DEBT54STEP 19: BE A BETTER PERSON THAN YOU WERE YESTERDAY58STEP 20: DEALING WITH STRESS60STEP 21: TWO BRAINS FOR ONE PERSON64STEP 22: POWER OF TRUST66STEP 23: POWER OF YOUR CIRCLE68STEP 24: DEALING WITH THE UNKNOWN70STEP 25: ALWAYS TAKE THE LONG VIEW73STEP 26: BEWARE THE SALESMAN76STEP 27: WHO ARE YOU?79

Foundations - finances

STEP 28: NO TRICKS BEYOND THIS POINT82STEP 29: YOUR NEW ARITHMETIC TABLES86STEP 30: FINANCIAL CRASH COURSE92STEP 31: INCOME AND CAPITAL98STEP 32: FINANCIAL DASHBOARDS100STEP 33: KEY PERFORMANCE INDICATORS103STEP 34: TAXES AND FEES106STEP 35: MONEY AS WATER108

A new dawn

STEP 36: IN EMPLOYMENT114STEP 37: A RAINBOW OF MONEY120STEP 38: INCOME VS FREEDOM130STEP 39: DEBT FREE FALLACY135STEP 40: FROM HUMAN TO FINANCIAL CAPITAL140STEP 41: RISK ON CAPITAL149STEP 42: A FIRST INVESTMENT PLAN154

Enter the Property game

STEP 43: ANATOMY OF A GOOD DEAL162STEP 44: WHAT YOU BUY163STEP 45: HOW YOU FINANCE166STEP 46: OPERATIONAL RATIOS169STEP 47: PROPERTY MARKET SLUMPS178STEP 48: OPERATING AS A BUSINESS183STEP 49: PRACTISE, JUMP, AND IMPROVE187STEP 50: INDEPENDENCE IN SIGHT AT 3+1190STEP 51: NO GOOD REASON TO SELL200STEP 52: IS YOUR HOME AN ASSET OR A LIABILITY?202

Real case study

STEP 53: IN NEED OF A MOMENT OF TRUTH208STEP 54: NEW BEGINNING210STEP 55: THE CASE FOR SELLING212STEP 56: CASH BUY FROM HOME LEVERAGE217STEP 57: HOME SWAP FROM HOME LEVERAGE220STEP 58: DREAM HOME FROM HOME LEVERAGE230

Enjoy your new freedom

STEP 59: LEVELS OF FREEDOM238STEP 60: LIFESTYLE240STEP 61: QUALITY OF ACCOMMODATION243STEP 62: QUALITY OF TIME248STEP 63: MONEY VS TIME252STEP 64: WHAT WAS THIS ALL ABOUT?260

Other financial games

STEP 65: WRAPPING-UP REAL ESTATE266STEP 66: MR MARKET267STEP 67: INVESTING271STEP 68: RETIREMENT ACCOUNTS273STEP 69: FINDING YOUR PLACE IN THE WORKSPACE277STEP 70: FREELANCE OR SMALL LIFESTYLE COMPANY279STEP 71: MONEY PRINTING VIA INTERNET-BASED VENTURE282STEP 72: MONEY PRINTING BY GROWING A START-UP284STEP 73: MONEY PRINTING BY FLIPPING LAND290STEP 74: OTHER OPPORTUNITIES291STEP 75: TO PARADISE WITH SIMULATORS293

Leverage your life!

STEP 76: LIFE IS A JOURNEY296STEP 77: BUT WHAT A JOURNEY!299

Appendix

THANK YOU306ADDITIONAL RESOURCES307SOLUTION TO THE INVESTMENT CASE308GLOSSARY310REFERENCES313INDEX314

Buy it today

Out of the Rat Race is available on Amazon
Follow the links to buy it now...

Out of the Rat Race Book